Showing posts with label money. Show all posts
Showing posts with label money. Show all posts

Thursday, February 28, 2013

Make More Money in 2013

Posted by:   Darlene Duncan CWDP, JSS, CCC, JCTC, JCDC
                   Training Coordinator

Whether you have a job or you’re looking for one that will pay you more money this short video has some ideas you may want to consider to help you achieve that goal.

 
Click here for video.


Tuesday, September 6, 2011

Save $1,000 A Year





Posted by: Darlene Duncan, CSDP, JSS, CCC
Training Coordinator

Like it or not you need to have money to get by in today’s world. I’m going to share a few of the methods I use for saving money.

The first one, I’m sure you’ve heard of before. Whenever I’m given change in the form of coins as soon as I reach home all the coins go into a bucket. Once the bucket is full I go through it, one coin at a time. It doesn’t take that much time and can be done while watching television. Some of you may ask why not use one of those machines that count and wrap it for you? Because those machines will not pick out the wheat pennies and the mercury dimes, both of which can be worth much more than their face value. In addition to that, some of those sorting machines take a percentage.

The second idea adds up a lot faster than the coins. When you get home from running errands take all your one dollar bills and put them away. Never leave the house with one dollar bills in your pocket, instead save them. Once you have enough saved to make a trip to the bank worth the gas, take your savings and deposit them.

My third method is something that most of you are really going to balk at. Stop paying to watch television. That’s right. Lose the cable, the satellite or whatever service you’re paying to watch television. Instead put up an antenna. I haven’t paid for television in over 25 years. My antenna pulls in 24 channels. Granted, some of you don’t have the option of an antenna. You either live in a community with covenants and deed restrictions or you live in an apartment, which means you don’t have the option of an antenna. However, you can begin to explore less expensive services for your television watching.

Save and roll your coins. Never leave home with one dollar bills on you, save them. Stop paying exorbitant amounts of money to watch television.

Make saving money fun. Turn it into a game the whole family can play.

Click here for an article about how to save $1,000 a year.

Tuesday, June 28, 2011

The Dreaded Salary Question




In the last couple of weeks I’ve talked about Information Sharing and Listening. Today, I want to talk about an interview question. That’s right, one interview question.

It’s stated many different ways but the information requested is the same.

What salary would you be willing to accept?

Your heart jumps into your throat because you know that if you tell them a figure that’s too low they’ll think you’re under qualified for the job. Or they’ll hire you and pay you that lower wage instead of the higher salary they had in mind. Either way you lose.

If you quote a figure that’s too high, they’ll think you’re over qualified and they can’t afford you. You lose again.

What should you do when they ask the dreaded salary question?

There are various ways you can handle it.

One way, is to turn the question around and ask what they were planning on paying? Sometimes they’ll be willing to share that information.

Another way is to say something like, “Before we discuss salary I’d like to get to know a little bit more about the position and your organization and I think it would be advantageous for you to get to know a little more about me.”

Or you could say, “Are you offering me the job? I ask because I’m not accustomed to discussing salary until there’s an actual job offer.”

Of course, if they insist that you provide them with a dollar figure you need to have done your Labor Market Research ahead of time and don’t give them a specific dollar figure. Instead, provide them with a range. Something like, “I’d be happy with something between X and Y, depending on the total compensation/benefits package.”

Regardless of how you answer the question you must first do your homework on the company you’re applying to, do your labor market research and practice your interviewing skills.